Downloading Your Bank Statements

Downloading Your Bank Statements

When it comes to applying for a mortgage, one of the essential documents lenders require is your bank statements. Bank statements serve as a snapshot of your financial health as they provide lenders with insights into your income, expenses, savings, and overall financial habits. These statements help lenders determine your ability to repay the mortgage and evaluate the risk associated with lending to you, therefore it’s crucial to present accurate and up-to-date bank statements to support your mortgage application. 

In this blog post, we’ll guide you through the process of downloading your bank statements, ensuring a smooth and efficient mortgage application experience.

Before you download your bank statements, it’s essential to select the appropriate time frame. Typically, lenders require the most recent three to six months of bank statements, including all transactional details. Ensure that you meet the specific requirements of your lender to avoid any delays in your application process.

 

Here is a step-by-step guide on how to download your bank statements from some of the major banks in New Zealand:

Kiwibank

  1. Go to the Kiwibank website and log into your internet banking.
  2. Click on the “Statement Vault” on the right-hand side of the screen.
  3. Click the “Download” button next to each statement you want to view.
  4. On the preview page, click “Download” to save the bank statements to your files.

 

ASB Bank

  1. Go to the ASB website and log into your FastNet internet banking.
  2. Click on the “Menu” button and select “Documents” near the bottom of the page.
  3. In the “Document Centre”, filter statements by choosing a time period, document type, and/or filtering by account.
  4. Select the statement you want to view. Your PDF file will open in a Preview page. Click “Download” to save the bank statement.

 

Westpac

  1. Go to the Westpac website and log into your internet banking.
  2. Click on the “Account Summary” tab.
  3. Under “Statements”, click the “Download” button next to the statement you want to view.
  4. On the preview page, click “Download” to save the bank statement to your files.

 

ANZ

  1. Go to the ANZ website and log into your internet banking.
  2. Click on the “Account Summary” tab.
  3. Under “Statements”, click the “View” button next to the statement you want to download.
  4. A new window will open with the statement. Click the “Download” button to save the statement to your files.

 

BNZ

  1. Go to the BNZ website and log into your internet banking.
  2. Click on the “Statements” tab.
  3. Select the statement you want to download.
  4. Click the “Download” button to save the statement to your files.
  5. It is important to note that these are just a few of the many banks in New Zealand. The process for downloading your bank statements may vary depending on your bank. If you are unsure how to download your statements, you can always contact your bank for assistance.

 

Having your bank statements on hand can be very helpful for a variety of purposes. By following the steps above, you can easily download your statements and keep them safe for future reference. If you have any questions, contact us today!

This post was inspired by Squirrel.