Meet Nick Coyle
Not just a mortgage adviser—a Personal CFO who brings strategic finance thinking to every decision.
Nick brings CFO-level thinking to personal finance. With years of hands-on property investment and lending experience, he helps clients structure smarter, move faster, and build with intent.
Unlike traditional mortgage brokers who simply process applications, Nick operates as a strategic finance partner—analyzing your complete financial picture, identifying opportunities, and positioning you for long-term success.
Having personally navigated complex property transactions, Nick understands the challenges firsthand. This real-world experience, combined with strategic expertise, delivers outcomes that go beyond just securing a loan.
The Personal CFO model isn't about one-time transactions—it's about having a strategic partner who understands your financial goals and helps you make informed decisions as opportunities and challenges arise.
Experience & Credentials
Years of hands-on property investment experience
Bought, traded, and financed multiple properties
CFO-level strategic thinking applied to personal finance
Trusted by investors, first-home buyers, and real estate professionals
The Personal CFO Difference
Not just a mortgage broker. A strategic finance partner who operates at CFO level.
Strategic Lending
Finance structured like a business balance sheet
Every lending decision is analyzed through a CFO lens—structure, timing, capacity, and long-term impact. Not just 'can you borrow' but 'should you, and how?'
Cashflow Optimisation
Smarter debt, better control, long-term clarity
Strategic debt management unlocks cash flow for growth while maintaining financial flexibility. The right structure means more control over your financial future.
Investment & Growth Focus
Lending decisions aligned with wealth-building
Finance isn't just about buying property—it's about building wealth strategically. Every decision should move you closer to financial goals.
Real-World Experience
Personally bought, traded, and financed property
Not theory from a textbook. Real experience navigating complex transactions, market challenges, and strategic decisions firsthand.
This is finance for people who want to operate at a higher level.
The Philosophy
Every financial move should have intent. Most people make major financial decisions—buying property, refinancing, restructuring debt—without understanding the strategic implications.
The Personal CFO model changes that. It means having someone who understands your complete financial picture, thinks several steps ahead, and helps you make decisions that compound over time.
It's not about getting any loan. It's about getting the right structure. A loan approved today but structured poorly can block opportunities tomorrow. Strategic finance thinking prevents that.
Whether you're a first-home buyer navigating your first major financial decision, an investor building a property portfolio, or a real estate agent needing reliable finance support—the Personal CFO approach delivers better outcomes.