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"Drawing from extensive property finance experience, I specialize in securing initial homes and investment opportunities. As a dedicated advisor, I excel amidst challenges, unravelling intricate situations. I'm committed to making homeownership a reality, skillfully managing time and connections for the best results."
Nick CoyleWhy Should You Choose Us?
- FREE Service
Our services are compensated directly by lenders, as we tailor lending proposals to meet their criteria. This results in our service being entirely cost-free for you. In the rare instance any lender fees arise, we immediately communicate this to you. -
Award-winning Advice
Backed by Harcourts Northwest Realty, we offer trusted guidance that results in a profoundly personalized mortgage, finance, and insurance advisory service. Our approach is founded on a robust foundation of industry expertise and hands-on experience. -
Personalized Loans
By understanding the uniqueness of your situation and its potential for rapid change, we excel at securing challenging loans through strong ties to major banks. Our partnerships span the 4 primary banks and 17 additional lenders, guaranteeing extensive options. Our knowledgeable team stays current with evolving loan intricacies to provide tailored solutions that align with your needs and timeframes.
20+
Years Of Experience5/5
Star RatingOur Core Services
First Home Buyers:
- Determine your budget: Assess your preferences and needs, clarify loan categories and repayment specifics, simplify loan alternatives, and manage documentation.
- Organize your finances: Secure pre-approval, offer expert advice on negotiation and auction strategies, oversee crucial dates, and continuously optimize your deal based on changing circumstances.
- Be available: as your circumstances change to check that you’re still getting the very best deal for you.

Refinancing Your Mortgage:
- Discovering suitable loan options: to take advantage of lower rates and potentially save money on interest payments over the life of your loan.
- Utilising your equity: Refinancing can provide access to your accrued home equity – for purposes such as renovations, a new car, or an investment property deposit.
- Cashback: New lending often includes a cashback from the lender. By moving your loan to a new lender, you may qualify for this deal.

Investment Property:
- Evaluate your circumstances: to provide guidance on the most suitable loan arrangement.
- Minimise the collateral required: by your lender while ensuring your interests are not compromised.
- Evaluate your loan collection: Analyze your loan portfolio in relation to current market options, ensuring you secure the most favorable terms – a level of scrutiny your bank manager won't deliver!

Real Estate Agents:
- Seamless Transactions: Experience smoother deal closings with our streamlined mortgage process.
- Collaboration: With us handling the financing details, you can focus on finding the perfect homes for your clients.
- Quick Approvals: Our fast approval times mean quicker turnarounds, keeping your clients smiling and your deals moving.

Featured News And Insights
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broker
- August 10, 2023
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Want to refinance to another bank for a better interest rate? Let’s talk.
When contemplating the realm of refinancing, a significant query often surfaces: Is it a prudent decision to shift
- August 10, 2023
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A Comprehensive Update for First Home Buyers
For those dreaming of becoming homeowners, the journey has been quite a challenge lately. The ever-increasing property prices
- August 10, 2023
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Embrace Winter: A Prime Season to Sell Your Home
The perception that winter is not the most favourable time to sell a home is a common misconception
Need Help? Popular Questions
Although 20% is an ideal deposit, there are options for a 10% deposit on property.
The best place to start to get an idea, is a mortgage calculator. We can also give you a very close figure after a quick 5-minute conversation.
It is our job to find the best deal for you. We know what the banks are offering and can match that up to your specific situation. We are also free of charge to you, the lending bank pays for our service!
No, we get much further, much faster with a live deal. Usually 3 - 4 times faster as the lenders see you as a serious buyer and prioritise your application.

FAQs
Questions & Answers
What People Are Saying:
Amanda Choulee
We have known Nick for almost 4 years now as our financial adviser and now a friend 🙂 Nick has contributed a lot in helping me and my husband with the purchase of our First Home this year 2022! Nick handled all of our financial affairs with the bank during our house purchase so we didn't need to worry about it. Nick is very honest, transparent, trustworthy, extremely helpful and is such a hard working person with a lot of networks to recommend for you if you ever need insurance, real estate agent, accountants and many more! He will fight for the best deal that's out there just for you! We highly recommend him to anyone who is looking to purchase their First Home or even planning to buy in years time. Thank you so much Nick you have gone above and beyond for us and we appreciate you for all of your hard work and patience 🙂
Aidan Cross
I was helping my client find a property to purchase. Initially they were preapproved for $850,000. For some reason we had the worst luck and the deal kept falling. After we got Nick on board he instantly upped their lending to $1,050,000. Later we found a home and income for my client they were stoked as the house is almost paying itself off. If you need a mortgage broker Nick is your man.
Kristina Pearson
Nick was a real miracle worker. After approaching multiple other mortgage brokers Nick was the only mortgage broker able to get us over the line and get our little family into a home. Highly professional, fast working and an amazing communicator! Would recommend Nick to anyone trying to purchase a property! Thanks so much Nick we are truly grateful
Zoe Willetts
Nick is fantastic to work with! It is hard being a first home buyer at the best of times, let alone in this current market however with Nick’s great communication and honesty, we knew we were in safe hands! No matter the obstacles and speed bumps that were thrown at us, Nick was able to quickly come up with solutions to ensure we reached our goal. Without his hard work we wouldn’t have made it across the line! Thanks again Nick!
Taryn Sumner
Meeting Nick has been a game changer! As a real estate agent I’ve used Nick to save crashing deals, bring fallen deals back to life and have been kept up to date with important information to help my own business. Nick is an extremely knowledgeable and helpful person to have around, I have full confidence in his abilities. I will continue to recommend Nick to every buyer I meet!
Suraya Esau
I am blown away by the level of skill, passion and experience throughout our journey of buying a house. Nick as our broker gave us his time 24/7, his understanding, experience and masterful negotiations with banks which ended up with the best possible deal. I strongly recommend anyone buying a house to get in contact with Nick. He’s the best!!!
Ian Eliki
Nick helped us from day 1 to buy our first home, very professional and passionate about what he does. Went above and beyond to make everything as easy as possible for us, always communicating and explaining those things we knew nothing about. Helped us get the best deals with our life insurance our kiwisaver and gave excellent advice on financial matters. He pretty much took care of everything and made it seem easy. Nicks the man, can't Thank him enough for all his help. An awesome guy. 👌 Cheers Nick