Your Personal CFO

Smart finance. Elite strategy. Real results.

Nick Coyle isn't just a mortgage adviser — he operates as your Personal CFO. Strategic lending, intelligent structure, and financial clarity designed to help you get ahead.

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Every financial move should have intent.

Start with a strategic conversation.

No cost. No obligation. Just strategic finance thinking.

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Nick Coyle
Your Personal CFO

Meet Nick Coyle

Nick brings CFO-level thinking to personal finance. With years of hands-on property investment and lending experience, he helps clients structure smarter, move faster, and build with intent.

Unlike traditional mortgage brokers who simply process applications, Nick operates as a strategic finance partner — analyzing your complete financial picture, identifying opportunities, and positioning you for long-term success.

One of the key things to know about working with Nick is that he personally handles your application from start to finish. There's no middleman, no loan writer, no offshore processing, and no third parties involved at all. Your information stays secure and is held only by Nick, and it's shared directly with the lender. Everything is completed in-house, end to end.

Having personally navigated complex property transactions, Nick understands the challenges firsthand. He specializes in resolving complex situations where other brokers have struggled, bringing strategic expertise that delivers outcomes beyond just securing a loan.

Years of hands-on property investment experience

Bought, traded, and financed multiple properties

CFO-level strategic thinking applied to personal finance

Trusted by investors, first-home buyers, and real estate professionals

Not Just a Mortgage Broker. A Personal CFO.

Strategic Lending

Strategic Lending

Finance structured like a business balance sheet

Cashflow Optimisation

Cashflow Optimisation

Smarter debt, better control, long-term clarity

Investment & Growth Focus

Investment & Growth Focus

Lending decisions aligned with wealth-building

Real-World Experience

Real-World Experience

Personally bought, traded, and financed property

This is finance for people who want to operate at a higher level.

What Clients Say

"Nick was incredible to work with, quick to respond, clear with every step, and genuinely committed to helping me get across the line when others couldn't. He looked at my situation and found solutions that worked, using his depth of knowledge and experience to make it all happen. Nick went above and beyond to make the process smooth and stress-free. I'm so thankful for his support and highly recommend him to anyone needing a broker who truly knows his stuff."

Coral Douglas

Client

Google Review
"Nick is absolutely the best! As a first-home buyer, I needed a lot of advice and Nick was there for me, every step of the way. Always quick to answer texts, emails, and phone calls, his patience and knowledge helped me through the process. He was able to provide recommendations for all of the different people I needed (like a building inspector and a lawyer), which made the whole process as seamless as possible. I highly recommend him to anyone that is looking for a mortgage broker!"

Heather Braid

First Home Buyer

Google Review
"We are absolutely over the moon and thrilled to be the proud owners of our first home, and it's all thanks to Nick Coyle and his incredible team at Freedom Financial. From start to finish, Nick has been a true professional who knows his stuff inside and out. He was always just a phone call away, ready to guide us through every step of the journey. Nick's expertise, advice, and unwavering support made the entire process smooth and manageable. We highly recommend Nick and his team to anyone looking for top-notch mortgage advice and support. A huge thank you to Nick for all your guidance and for making our dream of homeownership a reality!"

Joel Shalem

First Home Buyer

Google Review

For Real Estate Agents Who Want More Deals to Close

Strategic finance support that protects commissions and unlocks listings.

Fast buyer guidance

Auction finance readiness

Vendor finance roadmaps

Deal rescue & restructure

Non-bank solutions

Weekly finance insights for teams

Proven Under Pressure

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Crisis Resolution

Deal Saved 72 Hours Before Finance Date

Problem

Client's bank approval fell through 3 days before settlement

Strategic Action

Rapid restructure via non-bank lender with adjusted terms

Outcome

Approval secured in 36 hours. Settlement proceeded on time.

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Strategic Planning

Vendor Listing Unlocked Through Finance Strategy

Problem

Vendor wanted to upgrade but needed to buy before selling

Strategic Action

Bridging finance + portfolio restructure enabled parallel transactions

Outcome

Purchase-before-sale completed. Property sold 6 weeks later.

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Fast Finance

Auction Win After Bank Delay

Problem

Major bank delayed pre-approval, auction date approaching fast

Strategic Action

Repositioned to specialist lender with 48-hour turnaround

Outcome

Client auction-ready with full finance confidence. Won the bid.